1. Introduction: KeshvaCredit Services Private Limited (hereinafter referred to as “KeshvaCredit,” “Company,” “We,” or “Us”) is a company incorporated under Indian law with its registered office at 233, Thakar Basti, Bagichi Mohalla, Dharamshala Road, Fatehabad-125050. We operate the website and mobile application under the brand name ‘KeshvaCredit’ (collectively referred to as the “Platform”)
By using the Platform, you (the “User”) agree to these Terms & Conditions along with our Privacy Policy, which governs your usage of the Platform. If you do not agree to any part of these terms, you should refrain from using the Platform. The Platform enables Users to access various financial products offered by KeshvaCredit’s financial partners, such as loans, credit cards, and insurance.
2. General Information: KeshvaCredit serves as a facilitator between users seeking financial products and financial partners (banks and NBFCs) willing to offer those products. The Company does not provide any financial services directly. The final decision regarding any financial transaction is made by the financial partner and the User, and KeshvaCredit is not responsible for the outcome.
3. Services Provided KeshvaCredit provides several services, including but not limited to:
4. User Eligibility: You must be at least 18 years old and legally capable of entering into a contract in India to use the Platform. By registering, you confirm your acceptance of these Terms & Conditions. KeshvaCredit reserves the right to terminate your account and restrict access if you violate these terms or if your actions are deemed inappropriate.
5. Acceptance of Terms: By accessing the Platform, you acknowledge that you have read, understood, and agreed to abide by these Terms & Conditions. KeshvaCredit reserves the right to modify or update these Terms & Conditions at any time without prior notice. Your continued use of the Platform after any changes implies acceptance of those revisions.
6. User Accounts: To access the Platform, you must create an account and provide accurate personal information. You are responsible for maintaining the confidentiality of your account and password. In the event of unauthorized use or any security breach, you should notify us immediately. KeshvaCredit reserves the right to suspend or terminate your account if any inaccuracies are found in the information you provided.
7. Privacy: Your personal information is collected and used in accordance with our Privacy Policy, which is available on the Platform. By using our services, you agree to the collection and sharing of your information with our financial partners as required.
8. License to Use the Platform: You are granted a limited, non-transferable license to access and use the Platform for personal purposes. Unauthorized use, including data mining, reverse engineering, or modification of the Platform, is strictly prohibited. Any commercial use of the Platform or its content requires prior written consent from KeshvaCredit.
9. Monitoring of Platform: KeshvaCredit reserves the right to monitor the Platform to ensure compliance with these Terms & Conditions. We may remove objectionable content or share user information with relevant authorities as required by law.
10. Service Suspension: KeshvaCredit reserves the right to suspend or terminate services at any time without notice. Upon termination, your rights to access the Platform will cease.
11. Limitation of Liability: KeshvaCredit is not liable for any indirect, incidental, or consequential damages arising from the use of the Platform. We do not warrant the accuracy, reliability, or completeness of the information provided on the Platform. The final responsibility for financial product agreements rests solely between the User and the financial partner.
12. Indemnity: Users agree to indemnify and hold harmless KeshvaCredit and its affiliates from any claims, damages, or legal fees arising out of your use of the Platform or your violation of these Terms & Conditions.
13. Advertisements & Third-Party Links: The Platform may contain advertisements and links to third-party websites. KeshvaCredit does not endorse or control the content of these external sites and assumes no responsibility for them.
14. Acknowledgements: You acknowledge that KeshvaCredit is a facilitator of financial services and does not guarantee or warrant the quality or success of any products offered by its financial partners. Any claims arising from the use of financial products must be addressed with the relevant financial partner.
15. Governing Law: These Terms & Conditions are governed by Indian law, and any disputes arising from their interpretation or execution shall be subject to the exclusive jurisdiction of the courts in Delhi.
16. Grievance Redressal: If you have any complaints or feedback, you can submit them in writing or via email to keshvacredit@gmail.com We will make every effort to address your concerns.